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Additionally, customers for this type of strategy might have extreme lawful or criminal histories. It is essential to keep in mind that various providers provide a variety of concern ages on their guaranteed issue policies as low as age 40 or as high as age 80 - final expense for seniors. Some will likewise provide higher stated value, as much as $40,000, and others will permit far better survivor benefit problems by boosting the rate of interest with the return of premium or decreasing the variety of years until a full survivor benefit is readily available